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Building Better Financial Futures

We started Plan-Note because traditional budgeting tools didn't match how real people actually manage money. Three years later, we're helping thousands of users across Vietnam take control of their finances.

How We Got Started

Back in 2022, I was sitting in a café in Hanoi watching people struggle with spreadsheets on their laptops. Everyone was trying to track expenses, but the tools were either too complex or too simple. That's when the idea clicked.

We didn't want to create another generic finance app. Instead, we focused on understanding how Vietnamese families and businesses actually handle their money - from street food purchases to major investments.

Our approach combines smart automation with the flexibility people need. Because budgeting isn't just about numbers - it's about understanding your relationship with money and making decisions that fit your life.

Plan-Note team working on digital budgeting solutions

What Drives Us Forward

These principles guide every decision we make and every feature we build for our users.

Real-World Focus

We build tools that work for actual financial situations, not theoretical budgets. Every feature gets tested by real users managing real money.

Privacy First

Your financial information stays yours. We use strong encryption and never sell user data to third parties or advertisers.

Continuous Learning

Financial needs change, and so do we. We regularly update our platform based on user feedback and emerging financial trends.

The People Behind Plan-Note

Our team combines financial expertise with technology skills to create tools that actually help people manage their money better.

Built by Financial Professionals

Our core team includes certified financial planners, software engineers, and user experience designers who understand both the technical and human sides of money management.

We're not just building software - we're creating solutions that help people make better financial decisions every day. That requires understanding both technology and real financial challenges.

Every team member has experience working directly with individuals and businesses on their financial planning. This hands-on experience informs every design decision we make.

Cordelia Thorne-Blackwood, Lead Financial Strategist

Cordelia Thorne-Blackwood

Lead Financial Strategist

Where We're Heading

By 2026, we want to be the go-to financial planning platform for individuals and small businesses across Southeast Asia. Not through aggressive marketing, but by building tools that genuinely make financial management easier and more effective.

Start Your Financial Journey